I'm curios as to how high one's Thac0 should be to be viable in ToB. I'm looking at my Kensai/Mage, which currently has 2 MH and 5 OH. If I find a couple of fancy +4 swords it would be 1, 4, and if I don the Girdle of Ogre Strength it goes as low as -1, 2. Now that may be fine in SoA, but it doesn't seem like there's any way for me to get it lower than that and characters like Minsc are already beginning to surpass my MC's Thac0. I'd imagine there'd be alot of difficult-to-hit creatures the further you progress, and I'm not really certain if it will be enough. So, I wonder, what is "good" thac0 in the later stages of the game? How low does it need to be in order to consistently hit enemies in ToB?