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Another question.... does a multiclass character take advantage of all classes he passes through or does he loose them as a result of any reason (kind of armour,weapon etc ...)
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It really depends on the multi-classes
Barbarian MC - I believe they lose thier speed bonus if they are wearing heavy armour.
Bard MC - suffer a % failure to cast spells if wearing armour, the heavier the armour the higher the chance of failure. However the chance of failure can be decreased by selecting the armored arcana feat. (same for sorcerers/wizards)
I've never tested this but apparently the bard/druid MC can sing while shapeshifted.
Monk MC - loses alomost all of their special abilities if wearing armour or shield.
The unarmored WIS bonus they gain to their AC is transferable to druids in shapeshifted form.
Also bear in mind the strict multi-classing limits for Monks (and Paladins)
Rogue MC - as Ravager said suffer from penalties to thieving skills when wearing heavier armours
Oh and all spell casting classes are only able to cast spells from any given level if their casting ability (either WIS, INT or CHA) is 10 + 1 per level so to be able to cast sixth level spells a druid/cleric/paladin/ranger would need a WIS of 16, a wizard INT 16, and bard/sorcerer CHA 16
Hope this helps.