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1. "base" classes incur a penalty of 20% XP per class thats "out of level".
2. this penalty only starts when one class is *more* than one level from another base class.
3. it only continues as base classes are added and are "out of level".
4. Prestige classes do not count.
5. Favored classes do not count.
6. For humans and half-elves the higher class doesn't count.
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God dammit I only knew of 1, 5 and 6. I swear one of these days I'm going to print out the NWN2 manual, every last page of it, find however wrote it and then slap him/her/them in the face with it.
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2. this penalty only starts when one class is *more* than one level from another base class.
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Just to make sure I understand you, you mean the penalty is incurred when your character veers a
two classes away from the base class? Like... I'm a fighter/thief/mage and I only get a penalty for taking on mage levels?
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3. it only continues as base classes are added and are "out of level".
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You mean, having more second or third class level than base class levels? Now that I think about it, I think I remember that rule.