First, welcome to GameBanshee
Secondly, you know you can edit your post? Use that, especially if your posts has only short time between, to avoid doubleposting.
Thirdly, well, it's matter of opinion, but I would change Speech skill away from taggets and select Big Guns or Energy Weapons instead. You would need it more badly than Speech skill, as opponents in the later game are harder to kill with small guns...
Oh, and there is one flaw you didn't mention... Skilled -trait gives you one perk every four level, not every three... So, you miss couple of perks in that way...
Also, you couldn't be able to take the Comprehension perk in third level if you had Skilled -trait...
Also, I would take two points away from Charisma, as you said, it has hardly any serious use in the game, and put those two points to Perception and either Strength or Constitution...