@ Monolith
I'm not one for taking the moral higher ground, but I do must say that I find the very thought of those things you mentioned in a game sickening, and would have a very hard time playing anything like it. Now, I'm not saying this to offend you or to say there's something wrong with you, but surely, if a game appals a good many people who would otherwise be happy to play such a game, somehow that's a failure, don't you think?
You can get lewdness at any time, but does it necessarily have to be in combination with other things you like? Dostoevsky managed to write some of the best novels in history without any reference to sex whatsoever (lights go down, you know what it means
); Céline described all the world's madness, abjection and cruelty, in a most convincing manner, entirely without resorting to sickening descriptions of violence. Of course, the reverse is not true (Céline has sex and Dostoevsky has violence), but my point is that it is not required. A quick review of the history of literature shows us that there is no correlation between quality and explicitness; on the contrary, resorting to such devices is often considered amateurish.
@ Everyone
Personally I hate NWN and its sequel. Hate is a strong word, but it describes my feeling of disappointment and frustration at the fact that BG and BG2 never got a worthy follower. These four games are the ones that should be compared, whereas Morrowind and Oblivion are trying to achieve something quite different. These two are definitely not bad games, just maybe not for you. I think the real question is, What went wrong with D&D games? Obviously, sex and violence is not what's lacking, but some serious efforts put into script.