I think I am getting the picture clearer now. Slowly but surely :-)
One thing that may prove a problem is that I initially created the characters with maxed out attributes. For example, my Rogue, I made her maxed out in DEX, STR, CON and she is actually pretty "dumb" as her INT is super low, and CHA is also low so Wiz and Sorc are out of the story for this one...
Maybe to fighter will be a good choice...!??
Maybe my next run through the game I will be wiser
and create my characters "looking ahead"...
Thanks to all those who helped.